Services
We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements. There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability. We pride ourselves on delivering proactive service and support.
We have extensive experience in all things lending, including:
Home Loans
Whether you’re buying your first home, upgrading, downsizing or relocating, we make the process effortless. We compare a vast range of loan products, help you understand your borrowing power, explain features like offset accounts and fixed vs variable rates, and handle paperwork from application to settlement. If you need to buy a new home before selling your current one, we can also arrange bridging loans to ensure a smooth transition.
We ensure your loan remains competitive and renegotiate with your lender if your circumstances change.
Investment Loans
Building a property portfolio requires a solid strategy. We draw on decades of experience to structure investment loans that maximise flexibility and tax efficiency. We’ll explore interest-only loans, principal & interest options, multiple offset accounts and cross-collateralisation, tailoring the strategy to your goals.
Refinance & Debt Consolidation
Is your current loan still serving you? We analyse your existing mortgage, compare it against the market and recommend options that may lower your rate, shorten your term or access equity. We can also consolidate personal loans, credit cards or car finance into one manageable repayment. And we do the legwork to switch, saving you time and stress.
Car and Asset Finance
Need a new car or equipment for your business? CK Growth can help secure finance for cars, utes, vans, trucks and a wide range of business equipment. We compare lenders to find competitive rates and flexible terms and manage the application and settlement process, so you can drive away or power up sooner.
Business & Commercial Finance
Our core strengths are home, investment, car and equipment finance, but we understand that some clients need finance for business expansion, equipment purchases or commercial property. In these cases, we partner with a trusted specialist broker at Commercial Brokers Australia. We remain your single point of contact, work with the specialist to ensure your goals are met, and disclose any referral fees or commissions.
You still benefit from independent advice, and there is no additional cost to you; brokers are typically paid by the lender.
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.
AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.